Auto
Insurance
Protect Your
Vehicle
CFM Home + Auto: A Winning Combo
You asked, we listened - CFM now offers auto coverage exclusively for our Missouri policyholders that have their home insurance with us. This means you can now bundle your home and auto with your favorite local Mutual insurance company! It's our promise to protect your vehicle - and the precious cargo inside - with the same level of care we have for your home.
How Do I Qualify for CFM Auto?
Consider these two primary eligibility requirements:
- You have a CFM Insurance policy or plan to move your property to CFM in the next 3-6 months.
- You have had continuous auto insurance coverage for the last six months and have few, if any, minor tickets on your record.
Ready to give CFM Auto the green light? Reach out to a trusted local CFM agent today and find out if the latest addition to our product family is right for you. Don't forget to ask about our one-of-a-kind discounts.
COLLISION
COVERAGE
Pays for damage to your vehicle due to
upset, overturn or its impact with another vehicle or object.
COMPREHENSIVE
INSURANCE
Pays to repair or replace your car if it is damaged or destroyed in an event that isn’t a collision.
This includes things like theft, vandalism, fire, natural disasters (like tornados and floods), falling objects (like hail or a tree falling on your car), and contact with an animal.
Liability
Insurance
Compensates for the expenses of individuals who are injured if you are responsible for an auto accident. Bodily Injury liability coverage compensates the other party for medical expenses and those expenses associated with an injury claim. Property Damage liability pays to repair or replace the other person’s property/auto.
Liability insurance covers your legal liability when injuries or property damage happen as a result of your actions. The minimum limits of liability that are required by the state $25,000 per person/$50,000 per accident for bodily injury to others and $25,000 for property damage. You will often see the state minimum limits referred to as: 25/50/25.
Medical expenses and the cost of vehicles are on the rise and it is possible that if you are involved in an auto accident, medical expenses and vehicle repair costs could exceed the minimum liability limits. Review coverages available with your agent to ensure that you and your assets are protected to your satisfaction.
ROADSIDE
ASSISTANCE
Coverage of $100 per incident is available if the phone number used for Roadside is called at the time of disablement. This service includes; towing, battery Jump Start, gas delivery of up to 2 gallons, flat tire change, locksmith service, if you lock your keys inside your vehicle
DEDUCTIBLE
Your deductible is the amount that must be paid out of pocket by you for covered losses before the insurance company pays a claim. Choosing a higher deductible will save money, but it’s a trade-off between saving money on your annual premium and having to pay the deductible if you have a loss.
Discounts
CFM’s goal is to provide you with quality coverage at an affordable price. These discounts are offered to save you even more money on your home insurance. Talk to your agent to see if you and your policy qualify for the following discounts: