Farm
InsuranceProtect
Your Farm
And Your Livelihood
At CFM, we understand Missouri farms. Considering the decades of farm underwriting and claim handling experience, our team has built several policy types designed to best cover the various levels of investments hanging out on your farm. By offering customizable protection for your machinery and equipment to your home and livestock, CFM can keep your livelihood safe against common threats like Mother Nature, theft, breakdown, and much more.
CFM offers many levels of coverage for your home, structures, and farm personal property, with many options for enhanced coverages.
Get a CFM Insurance quote for your Farm, by contacting a CFM Awesome Agent near you.
Farm Package Descriptions
CFM offers many levels of coverage for your farm, stuctures and other personal property. You can also choose to add increased coverage limits to buildings, machinery, and livestock. Contact your agent to customize your CFM Farm insurance plan.
Coverage
Farmstead
Exclusive
Farmstead
Farm
Protector

Dwelling
FORM 3 – SPECIAL
Replacement Cost Coverage
Expanded Replacement Cost Coverage
Inflation Guard Protection
Personal Property Replacement Cost
Coverage
Equipment Breakdown
$10,000 Water Damage
FORM 3 – SPECIAL
Replacement Cost Coverage
Inflation Guard Protection
Equipment Breakdown
Optional
Personal Property Replacement
Cost Coverage
Water Damage
FORM 2 – BROAD
Replacement Cost Coverage
Inflation Guard Protection
Equipment Breakdown
Optional
Personal Property Replacement
Cost Coverage
Water Damage

Type 1 & 2
Building
Replacement Cost Coverage
Special Form Coverage
Optional
Replacement Cost Coverage
Special Form Coverage
Actual Cash Value
Optional
Replacement Cost Coverage
Special Form Coverage

Type 3
Building
Actual Cash Value
Actual Cash Value
Actual Cash Value

Machinery
Actual Cash Value
$10,000 Machinery Not Described
$500,000 Replacement Machinery
$500,000 Newly Acquired Machinery
$50,000 Rented/Borrowed Equipment
Comprehensive Machinery Endorsement
Glass Breakage in Cabs – No limit, No deductible
Weight of Ice, Sleet, or Snow
Machinery Transportation
$5,000 Farm Extra Expense
Actual Cash Value
$10,000 Machinery Not Described
$500,000 Replacement Machinery
$500,000 Newly Acquired Machinery
$50,000 Rented/Borrowed Equipment
Comprehensive Machinery Endorsement
Glass Breakage in Cabs – No limit, No deductible
Weight of Ice, Sleet, or Snow
Machinery Transportation
$5,000 Farm Extra Expense
Actual Cash Value
$10,000 Machinery Not Described
$250,000 Replacement Machinery
$250,000 Newly Acquired Machinery
$50,000 Rented/Borrowed Equipment
Comprehensive Machinery Endorsement
Glass Breakage in Cabs – No limit, No deductible
Weight of Ice, Sleet, or Snow
Machinery Transportation
Optional
Farm Extra Expense

Livestock
Actual Cash Value
Additional Livestock Perils
Winter Perils
Optional
$250 Deductible
OR Multiple Loss Coverage
Actual Cash Value
Additional Livestock Perils
Winter Perils
Optional
$250 Deductible
OR Multiple Loss Coverage
Actual Cash Value
Additional Livestock Perils
Optional
Winter Perils
$250 Deductible
OR Multiple Loss Coverage
Discounts
CFM’s goal is to provide you with quality coverage at an affordable price. These discounts are offered to save you even more money on your home insurance. Talk to your agent to see if you and your policy qualify for the following discounts:

Military/Veteran

Public Safety/Education

Legacy

Millennial

Traditions

Multi-Policy
Other CFM Products

Homeowners

Auto
(Coming Soon)

Farm
