CFM Insurance - A Mutual Insurance Company

Protect Your
Hobby Farm

A “hobby farm” is much smaller in acreage than a typical farm, and is operated mainly for pleasure. Many who live in the country but do not make their living as a farmer believe that their homeowners’ insurance provides all the protection they need when disaster strikes. However, farm machinery, outbuildings, and livestock typically require specific coverage or even a separate policy.

CFM Countryside Insurance is specifically designed to cover smaller, non-commercial rural acreage homes, outbuildings, equipment and livestock all on one policy. Your hobby farm is a valuable asset, and you deserve the best country home insurance protection available. The Countryside policy takes the worry out of protecting what you have worked so hard to attain and lets you relax and enjoy the country life.

Get a CFM Insurance quote for your Countryside home, by contacting a CFM Awesome Agent near you.

Countryside Package Descriptions

CFM offers two levels of coverage for your country home, stuctures and other personal property.
You can also choose to add increased coverage limits to buildings, machinery, and livestock.
Contact your agent to customize your CFM Countryside insurance plan.

Coverage	Countryside Exclusive	Countryside Estate
DWELLING	FORM 3 - SPECIAL Replacement Cost Coverage Expanded Dwelling Replacement Cost Coverage Inflation Guard Protection Personal Property Replacement Cost Coverage Equipment Breakdown Coverage $10,000 Water Damage Coverage for Sewers, Drains & Sump Pumps	FORM 2 - BROAD Replacement Cost Coverage Inflation Guard Protection Optional Coverage Personal Property Replacement Cost Coverage $10,000 Water Damage Coverage for Sewers, Drains & Sump Pumps Equipment Breakdown Coverage
Type 1 & 2 Building	Replacement Cost Coverage Special Form Coverage	Actual Cash Value Coverage Optional Coverage Replacement Cost Coverage Special Form Coverage
Type 3 Building	Actual Cash Value Coverage	Actual Cash Value Coverage
Machinery	Described Machinery, Tools Actual Cash Value Coverage Comprehensive Machinery Endorsement Glass Breakage in Cabs - No limit, No deductible Weight of Ice, Sleet, or Snow Machinery Transportation $5,000 Machinery Not Described	Described Machinery, Tools Actual Cash Value Coverage Comprehensive Machinery Endorsement Glass Breakage in Cabs - No limit, No deductible Weight of Ice, Sleet, or Snow Machinery Transportation $5,000 Machinery Not Described
Livestock	Actual Cash Value Coverage Additional Livestock Perils Winter Perils Optional Coverage $250 Deductible OR Multiple Loss Coverage	Actual Cash Value Coverage Additional Livestock Perils Optional Coverage Winter Perils $250 Deductible OR Multiple Loss Coverage

Discounts

CFM’s goal is to provide you with quality coverage at an affordable price. These discounts are offered to save you even more money on your home insurance. Talk to your agent to see if you and your policy qualify for the following discounts:

Military/Veteran

Public Safety/Education