CFM Insurance Blog
Community First...It's A Mutual Thing
Leadership in Practice: A Conversation with Chairman of the Board, Marla Zirkle
Strong leadership isn’t loud — it’s intentional. In this Leadership Day feature, CFM Chairman of the Board Marla Zirkle shares her perspective on collaboration, mentorship, integrity, and the importance of leading with authenticity.
Why Long-Term Thinking Matters More Than Ever in Insurance
Everything feels fast right now.
We make decisions in seconds. We expect answers immediately. We’re used to quick fixes, constant updates, and the pressure to keep up with whatever’s new or next. That pace has found its way into almost every corner of life — including insurance. But insurance was never meant to work overnight. At its core, insurance exists to protect people over time.
What It Really Means to Be Insured by a Mutual Company
One of the oldest ideas in insurance is also one of the simplest. Neighbors helping neighbors. Long before fine print and phone trees, mutual insurance was built at kitchen tables and town halls, where trust mattered most. That idea still lives on in Missouri, and it’s why mutual insurance works.
Snow, Ice, & Everything Not-So-Nice: Winter Prep for Your Home
This blog is your winter survival guide for homeownership in Missouri. It breaks down what really happens when the weather turns wild, why certain cold-season problems show up again and again, and how a little preparation can protect both your home and your peace of mind. Think of it as a friendly heads up from people who have seen every kind of winter mishap and want to help you avoid the same fate. It is practical, a little cheeky, and packed with insight to help you face the season with confidence instead of crossing your fingers until spring.
Beyond the Fields, Part 4 – Built to Endure
“Cattle are as much a part of the American landscape as the people who raise them.” — President Lyndon B. Johnson Our Beyond the Fields series highlights farmers like Steve Borgstadt — whose experiences embody the resilience, heart, and community spirit that have...
Beyond the Fields, Part 3 – Faith in Every Season
“Every man is called to give love to the work of his hands. Every man is called to be an artist. The small family farm is one of the last places — and they are getting rarer every day — where men and women (and girls and boys, too) can answer that call to be an...
Carrying on the Family Farm
For Penny and Parker, the first harvest season on their family farm was more than just a test of skill. It was a rite of passage. Inheriting a farm that has been passed down through generations means inheriting both tradition and responsibility. And while the fields...
Connecting with the Communities We Protect at the Missouri State Fair
Our support for the Missouri State Fair stems from excitement to nurture connections and foster pride in our shared rural traditions every summer.
Auto Coverage, Personally Tailored: CFM Protection for MO Drivers
Your car does more than get you from point A to point B—it moves with the rhythm of your everyday life. From errands and meetings to weekend getaways and big life moments, the right auto coverage keeps you protected through it all.
After the Tornado: From Claim to Comeback on a Missouri Farm
The road to recovery starts here—with expert steps from our claims team and a promise that stands.